A Mom's Guide to Family Finances









Author: Ellie Kay, Copyright @ 2006
Many parents dream of the day when their credit card bills are paid off, when they have a savings account and an IRA, or when they can take a once-in-a--lifetime family vacation. But many of them have no idea how to make those dreams come true. Writing with her entertaining signature style, Ellie Kay shows readers how to manage money to meet their goals. She offers practical strategies for saving money, making and sticking to a budget, and weathering financial setbacks. No matter what their family's financial background looks like, readers will find a useful tip or two in this easy-to-use book from America's Family Financial Expert™.
A Tip a Day with Ellie Kay 









12 Months' Worth of Money-Saving Ideas
Author: Ellie Kay, Copyright @ 2008
Save money every day! With a tip a day from America's Family Financial Expert readers reap practical money-saving tips that can be implemented right now! This purse-sized guide shows families how to save money on everything from groceries to vacations, life insurance to investments, and clothing to housing. Ellie understands the need to save - she is the mom of seven and has lived to tell about it! Easy-to-follow tips are divided into need areas. A coupon in the back of the book gets the reader jump-started.
Secrets to Living Well on One Income
Author: Ellie Kay, Copyright @ 2007
Ellie Kay, America’s Family Financial Expert ®, will show you how to cut your stress in half – and that’s just a side benefit! With the wit and wisdom of someone who has lived the ½-price lifestyle, Ellie empowers you to cut the cord to a second income.
This easy-to-read guide gives practical steps, creative suggestions, and valuable resources to help you and your family:
- Cut your food bill in half!
- Cut your vacation expense in half!
- Cut your clothing costs in half!
- Cut your debt in half – and out!
- Cut your housing expenses in half!
Help and Hope for America's Military Families
Author: Ellie Kay, Copyright @ 2008
Military families, whether active duty, reserve, or National Guard, have a champion in Ellie Kay. In this revised edition of Heroes at Home she continues to inspire and encourage the families left behind during dangerous missions, long hours, and even longer deployments. Always practical, Ellie helps those serving their country stretch a dollar, keep in touch over long distances, prepare for separations, and so much more.
Ellie and her Air Force pilot husband have raised a large family while weathering the many moves and deployments that military families experience. Her insights are valuable for Reserve and National Guard families as well as full-time active duty military personnel and their families.
Create the Lifestyle You Want by Giving, Saving, and Spending Smart
Author: Ellie Kay, Copyright @ 2008
So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?
You can–starting here and now.
With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket.
A Personal Guidebook for the Physical, Emotional, and Spiritual
Challenges of Military Life
Author: Tom Neven, Copyright @ 2006
The struggles and temptations our service men and women encounter are unique and beyond what civilians might ever face. Written from someone who's been there, this book addresses head-on the issues prevalent in military life: loneliness, fidelity, debt, fear and much more. It's a must-read handbook with uncompromising biblical guidance that will encourage and inspire both men and women in military service.
The Little Book of Big Savings
351 Practical Ways to Save Money Now
Author: Ellie Kay, Copyright @ 2009
Every month you spend money in twelve major categories. And at the end of each month, you scratch your head and wonder, Where did it all go?
In The Little Book of Big Savings, America’s Financial Expert,® Ellie Kay, will help you uncover the extra cash just waiting to be found in every area of your life. Not only will you never again wonder where your cash went, you will have extra to save–and even to share.
Don’t mindlessly let hundreds of dollars slip out of your ATM every month. Ellie’s practical advice will show you:
•How one phone call could save you $500 a year or more
•How your kids can get a great education without breaking the bank
•Three ways your water heater can save you money
•Why giving away money is one of the best ways to save it
•How to save up to 50% on your online purchases
Plus hundreds of other tips that will loosen your budget without sacrificing your lifestyle. Soon you’ll find what you want the most when it comes to your finances: peace of mind.

Financial Assistance- American Military Family
Provides assistance to families in financial crisis.
Bankrate.com
Bankrate, Inc. is the Web's leading aggregator of financial rate information, offering an unparalleled depth and breadth of rate data and financial content. Bankrate continually surveys approximately 4,800 financial institutions in all 50 states in order to provide clear, objective, and unbiased rates to consumers. Our flagship Web site, Bankrate.com, provides free rate information to consumers on more than 300 financial products, including mortgages, credit cards, new and used automobile loans, money market accounts, certificates of deposit, checking and ATM fees, home equity loans and online banking fees.
In addition to rate data, we publish original and objective personal finance stories to help consumers make informed financial decisions. Our staff of award winning reporters and editors provides expert advice on just about every major financial decision facing our readers: from purchasing their first home, to selecting a new car, to saving for retirement.
Crown Financial Ministries
Our mission: equipping people worldwide to learn, apply, and teach God’s financial principles so they may know Christ more intimately, be free to serve Him, and help fund the Great Commission.
Crown Financial Ministries®, founded in 1976, is an interdenominational ministry dedicated to equipping people around the world to learn, apply, and teach biblical financial principles. Crown has taught or equipped more than 50 million people in over 80 nations with the life-transforming message of faithfully living by God's financial principles in every area of their lives. Our vision is to see the followers of Christ in every nation faithfully living by God’s financial principles in every area of their lives.
Dave Ramsey's Financial Peace - Military Edition
Financial Peace University (FPU) is an intensive personal finance course that helps servicemembers strategically and effectively remove debt and build wealth. In a small-group format, this 13-lesson DVD course — taught by personal finance expert Dave Ramsey — covers everything from budgeting and paying off debt to retirement and charitable giving.
FPU equips military personnel with the security and protection of a sound financial plan during times of activation, deployment, TDY or PCS. When servicemembers aren't preoccupied with mounting financial stress back home, they are free to focus on their duty and their unit's mission with peace-of-mind.
The average family unit (single military member or married couple) pays off $5,300 in consumer debt and puts $2,700 into savings during the 91 day training!
FPU classes have been held on many installations in the US and around the world since 2001.
Defense Finance and Accounting Service - Military Finances
Military pay, civilian pay, retired pay, travel pay, etc.
Military Finance Network
This website is designed to help military members, veterans, retirees, and dependants find information about military money matters including pay, benefits, legislation and more.
Military Money
The lifestyle of the military family can prove both challenging and rewarding – especially to the family finances. Saving, investing and budgeting on a military income can require special considerations, skills and planning.
Frequent moves... career changes for the spouse... new schools for the kids... Let's face it: Simply raising a family within the ranks of the military can pose unique obstacles.
InCharge® Education Foundation developed Military Money® to provide an authoritative financial resource for military families and help ensure the fighting readiness of America’s armed forces by enhancing their financial readiness to make informed decisions in their everyday lives.
The magazine and its companion website, www.militarymoney.com, explore such personal finance issues as money management, home and family life for military families, education and career advice, deployment and relocation, and transitioning to the civilian world.
Created as part of the U.S. Department of Defense's "Financial Readiness Campaign" with the support of the Office of the Under Secretary of Defense for Personnel and Readiness, Military Money magazine reaches an estimated 500,000 readers each quarter through distribution at military bases around the world. Additionally, “Military Money Minute” radio broadcasts are heard daily on American Forces Radio Network and the U.S. Army’s Soldiers Radio and Television Network.
Paycheck Chronicles - www.military.com
Welcome to Military.com's Finance channel blog, hosted by military spouse and finance writer Kate Kashman. The military money experience is unique and challenging. The Paycheck Chronicles is here to help with daily tips on the special financial situations of military servicemembers and their families
Got a question or advice based on a real world money experience? Click on the "Tell Kate" link to the right and let us know about it.
Taxes
Military tax guide from www.military.com.
Taxes - E-File your Federal and State Tax Return for FREE (Tax Slayer)
TaxSlayer salutes the men and women of the United States Armed Forces, and is honored to perform its patriotic duty by offering this service. Be sure to return to the Home Page of TaxSlayer.com and choose "Try Free Now" for TaxSlayer.com to begin!
Taxes - Filing Taxes When a Service Member is Deployed (Military One Source)
Filing federal and state income taxes during deployment.
- Combat zone and hazardous duty deadline extensions
- Getting help with your taxes
Taxes - Military One Source Tax Filing Services (H&R Block)
Military OneSource brings you H&R Block At Home® (formerly TaxCut) online tax filing through the Military OneSource Web site and telephonic tax consultations by calling our tax hotline at 1-800-730-3802. Prepare your 2009 state and federal taxes with this easy-to-use program. Provided by the Department of Defense, H&R Block At Home® is and free to active duty, National Guard, and Reserve service members and their families.
Tax consultants are available 7 days a week from 7 am - 11 pm ET by calling the Military OneSource Tax Hotline at 1-800-730-3802.
Please Note - You must use the link on the Military OneSource Web site to access our customized product and create your account. Do not go to the public H&R Block Web site to create a user account.
Taxes - Volunteer Income Tax Assistance (Free)
The IRS wants military members and their spouses to know they may be eligible to receive free tax return preparation assistance. The U.S. Armed Forces participates in the Volunteer Income Tax Assistance program and provides free tax advice, tax preparation, return filing and other tax assistance to military members and their families.

Copyright Benita Koeman 2008 - 2010
Organizations that support:
Deployment:
Encouragement:
Military Life: